SBI State Government Salary Package (SGSP) – Complete Benefits Guide
SBI State Government Salary Package (SGSP) is a special salary account scheme designed for State Government employees in India. It offers free banking services, high insurance coverage, lifestyle rewards, and loan concessions. This post explains SGSP benefits, eligibility, insurance cover, and how to apply.
What is SBI SGSP?
The State Government Salary Package (SGSP) from State Bank of India provides exclusive benefits to employees of State Government departments who receive salary through SBI. The package includes free salary account, accident insurance, health insurance, ATM benefits, and lifestyle offers.
SGSP Salary Package Categories
| Package | Net Monthly Salary |
|---|---|
| Rhodium | Above ₹2,00,000 |
| Platinum | ₹1,00,000 – ₹2,00,000 |
| Diamond | ₹50,000 – ₹1,00,000 |
| Gold | ₹25,000 – ₹50,000 |
| Silver | ₹10,000 – ₹25,000 |
Key Benefits of SBI SGSP
- Zero Minimum Balance Salary Account
- Free ATM Cum Debit Card
- Unlimited Free ATM Transactions
- RTGS / NEFT Charges Waived (Online)
- Free Standing Instructions in SBI
- Free Demand Draft (Salary Account)
- Auto Sweep Facility Available
Complimentary Insurance Coverage
- Personal Accident Insurance (PAI): ₹100 Lakh
- Air Accident Insurance (AAI): ₹160 Lakh
- Permanent Total Disability: Up to ₹100 Lakh
- Permanent Partial Disability: Up to ₹80 Lakh
- Group Term Life Insurance: ₹10 Lakh
Health Insurance – SBI General Sapphire Super Top-Up
- 10 Lakh Cover – From ₹1,521/year
- 15 Lakh Cover – From ₹1,618/year
- 30 Lakh Cover – From ₹1,649/year
- 50 Lakh Cover – From ₹2,391/year
Locker & Banking Facilities
- 50% Concession on Locker Charges
- 25 Free Cheque Leaves Per Month
- Free Multi-City Cheques
Debit Card & Lifestyle Offers
- Free International RuPay Select / Platinum Debit Card
- Domestic Airport Lounge Free Visits
- International Lounge Visits (Rhodium)
- Amazon Prime – Free 1 Year
- Swiggy ₹100 Offer Every Month
- BookMyShow ₹250 Off Quarterly
- Purchase Protection up to ₹2 Lakh
Loan Processing Fee Concession
- SBI Personal Loan – 50% Discount
- Home Loan – 100% Concession
- Car Loan – 50% Discount
Additional Accident Covers
- Air Ambulance – Up to ₹10 Lakh
- Plastic Surgery (Burn Cases) – Up to ₹10 Lakh
- Family Transportation – ₹50,000
- Repatriation of Mortal Remains – ₹50,000
How to Apply for SBI SGSP?
Eligible State Government employees can open SBI Salary Account at nearest SBI branch or apply online through official website.
Official Link: https://bank.sbi/web/state-government-salary-package
SGSP APPLICATION/ REQ LETTER DOWNLOAD
Keywords:
SBI SGSP, SBI State Government Salary Package, SBI Salary Account for Government Employees, SBI Accident Insurance, SBI Health Insurance, SBI Locker Benefits, SBI Government Employee Offers
Note: All benefits are subject to regular salary credit in SBI Salary Account. Terms and conditions apply. SBI may change benefits from time to time.
